In this section

Insurance Claims/Bad Faith

Insurance Coverage Disputes

People with claims against their insurance companies don't usually expect to be denied or given the run-around. They are often surprised to learn that the company has refused a claim or delayed it pending further investigation. They don't realize that insurance companies are in business to make money, and one way they do this is by limiting the amount they pay in claims. Individuals who are experiencing slow payment or unfairly rejected claims may be able to obtain relief through a bad faith insurance suit.

Experienced Lawyers

At the Springboro, Ohio, law firm of John D. Smith Co., L.P.A., our attorneys help people receive the insurance benefits they contracted and paid for. We have handled many homeowner's and commercial property claims and understand both what an insurance policy says and what it really means. Our lawyers know how insurance carriers develop internal processes that discourage insureds from pursuing claims after an initial denial. We understand the duty that insurance carriers owe policyholders.

Examples Of Bad Faith Insurance Claims

Our law firm handles all types of insurance coverage disputes, including those arising from homeowners and commercial property claims:

  • Commercial property claim denied after fire
  • Homeowner's insurance carrier refused to cover property liability claim
  • Claim only partially paid or an unreasonably low settlement offered
  • Insurance wrongly canceled
  • Medical insurance canceled after legitimate claim filed
  • Uninsured motorist claims denied after an auto accident

How An Attorney Can Help

One of the most important things we can do in a bad faith matter is to prevent the client from making statements that can negatively affect the outcome of a claim. We also make sure that the client does not breach the policy, thereby invalidating a claim. We look at procedural issues such as the quality of the insurance company's investigation and whether the reason for denial was actually in the policy. We help resolve insurance coverage disputes at trial, through negotiation and at mediation or arbitration.

Schedule A Consultation

To learn how we can help resolve an insurance coverage dispute, contact our Springboro office. Call us at 937-557-0128 or 513-445-5017 to schedule an appointment. Our firm generally accepts these cases on a contingency fee basis, with an upfront fee for the initial consultation.